With all the new procedures and advanced treatments for pet illnesses come greater costs, and pet parents are not always prepared to pay for pet medical care. Approximately $24.5 billion is spent annually on veterinary care in the United States. It’s estimated that your pet has a 33 percent chance of becoming injured or ill each year and there is a 92 percent chance that they will need medical care at least once in their lifetime.
What are pet parents doing to protect themselves and their pets in the case of injuries or unexpected illnesses? Many are enrolling in pet insurance plans. When pet parents can let their veterinarian run tests, diagnose, and treat an injury or illness correctly, everybody wins! We invite every pet parent to consider pet insurance so that their pet has access to the care they need.
Most pet health insurance plans have a few basics in common. You usually pay a monthly premium; select an annual or per incident deductible amount; can go to any veterinarian you choose; pay your vet first, file a claim and then get reimbursed; and pre-existing conditions and related treatments are not covered. Breeding issues, experimental treatments, and cosmetic surgery like declawing and tail docking are also typically not covered. There are also substantial differences between companies. These differences often impact if your claim is covered or how much you get reimbursed after a veterinary visit. Some of the most important differences are:
Protect your pet’s health. Compare pet insurance companies, see the latest customer reviews, and get a free quote. Here are some links to help you make the right decision.
Pet Insurance Review – A review website for pet insurance policyholders. Read what customers are saying about customer service and claims processing for all pet insurance companies.
Nationwide Pet insurance (they offer insurance for exotic pets):